Registered Pensions

Registered Pensions 2010/11

2010/11 2009/10
Lifetime allowance: * £1,800,000
£1,750,000
Annual allowance: £255,000 £245,000
Special annual allowance applies where relevant: minimum £20,000 minimum £20,000
income is £130,000 or more: maximum £30,000 maximum £30,000
Special annual allowance charge: 20%-30% 20%
Maximum relievable personal contribution: 100% of relevant UK earnings or £3,600 if greater
Maximum pension commencement lump sum: * 25% of pension benefit value
Lifetime allowance charge: 55% if excess is drawn as cash
25% if excess is drawn as income
Annual allowance charge on excess: 40%
* Subject to transitional protection for excess amount